My own definition of FIRE (Financial Independence Retire Early) is to retire by the age of 55. I have never planned to work till 65 and beyond, like my parents, who are still working in their 70s! So, to me, 55 is sweet spot, because I will still be 10 years ahead based on the … Continue reading I Am 44 Now, I Plan To Retire When I Reach 55, Here Is My Retirement Plan (With Numbers)
High options premiums on volatile tech stocks offer one of the most asymmetric income opportunities in the market today—if you structure your risk properly. In this post, I’ll break down how I deployed USD $58,000 in capital into Advanced Micro Devices (NASDAQ: AMD) using cash-secured puts to generate a 23.8% yield ($13,804 net cash profit) … Continue reading How I Generated a 23.8% Return on AMD Using Cash-Secured Puts ($58K Capital)
AMD reported another impressive quarter, beating consensus estimates on both top and bottom lines while delivering solid guidance. Yet, the stock sold off by nearly 9% in after-hours trading. If you are tracking semiconductor earnings, this reaction might feel confusing. Let’s break down the underlying numbers, segment dynamics, and market mechanics driving the price action. … Continue reading AMD Earnings Recap: A Classic “Beat & Drop” or a Buying Opportunity?
June and July were solid months of consistent gains, allowing me to build steady income through a mix of share trading and options strategies while continuing to grow my overall portfolio capital. 📊 Performance Overview (USD) MetricJune 2026July 2026Combined (Jun & Jul)Options P/L (Monthly)$0.00$1,101.00$1,101.00Shares Trade P/L$1,609.24$64.66$1,673.90Total Monthly Earnings$1,609.24$1,165.66$2,774.90Total Capital (End of Month)$84,982.22$86,591.46+$5,169.98 (vs May)Monthly Yield1.89%1.27%— … Continue reading Monthly Trading Review: June & July 2026 Trading Results (USD) 📈
Retiring early is often associated with high-paying tech jobs, lucrative stock portfolios, or multi-million-dollar windfalls. However, Singaporean Colin took a completely different approach. He didn’t retire early because he became rich; he retired at 35 because he lost his job and was completely prepared for his paycheck to disappear. 1. The Fear of Sudden Retrenchment … Continue reading How This Singaporean Retired at 35 Without Getting Rich
Many beginner investors spend too much time searching for "the next big stock" like Nvidia or Palantir without building a proper strategy. However, investing is a repeatable skill that requires long-term discipline and solid foundations rather than pure luck or market timing. If you had to start your portfolio from scratch in 2026, here is … Continue reading How to Start Investing in 2026: A Step-by-Step Game Plan
The narrative surrounding Artificial Intelligence is compelling: we are at the dawn of a fundamental technological paradigm shift comparable to the advent of the internet or the mobile computing revolution. For retail investors looking to capture this secular trend without placing risky bets on unproven individual AI startups, the immediate instinct is often to buy … Continue reading Is QQQ a “Safe Bet” for the AI Revolution? Risks, Rewards, and Opportunity Cost Analyzed
Bitcoin has once again reminded investors of its defining trait: unforgiving volatility. After hitting an all-time high above $126,000 in October 2025, Bitcoin experienced a sharp contraction, pulling back roughly 50% to hover around the $60,000–$65,000 range. For seasoned crypto veterans, a 50% drawdown in a post-peak cycle is familiar territory. But for those who … Continue reading Decoding the Bitcoin Drawdown: Why BTC Dropped 50% and How to Approach Accumulation
On paper, Alphabet's latest quarter looked like an absolute masterclass in execution. A complete "triple beat"—topping revenue, net income, and forward guidance across the board. Yet, within hours of the release, Alphabet’s stock plunged ~7%, wiping out tens of billions in market value overnight. How does the world's most lucrative cash-printing engine deliver record-breaking numbers … Continue reading Why “Flawless” Earnings Couldn’t Save Alphabet: The AI Arms Race Trap
Few stock market debuts in modern history generated as much hype as Space Exploration Technologies Corp. (ticker: SPCX). When Elon Musk’s aerospace, satellite, and AI powerhouse went public on June 12, 2026, it smashed historic records by raising $86 billion in the world’s largest initial public offering. However, what began as a stratospheric launch quickly … Continue reading The Great Gravity Check: SpaceX Has Crashed 49% From Its Peak—Is It a Buy Now?
Learning Investment With Jason Cai 