Inflation and high living costs in Singapore continue to be a top concern for many of us. Other than trying to earn more through investing or side hustles, watching our monthly expenses and finding ways to cut budget leaks is crucial so we always have extra capital to compound in our stock portfolios. Here is … Continue reading 10 Ways To Save Money To Help You Fight Inflation & Rising Costs Of Living
When we talk about financial independence, we spend almost all our time obsessing over the mechanics: asset allocation, withdrawal rates, and Monte Carlo simulations. But hitting your numbers is only half the battle. The human side of early retirement—how you handle your time, health, and relationships—is where the real challenge lies. In a reflective piece … Continue reading 8 Hard-Won Retirement Lessons from a 57-Year-Old Retiree to His 40-Year-Old Self
When analysing high-performing stocks or evaluating market opportunities, we often immerse ourselves in earnings reports, balance sheets, and macroeconomic trends. But every so often, the fundamental principles of business and wealth creation show up in the most unexpected places. A recent video by CNA Insider featured Keanu, a 15-year-old student who transformed a terrible $10 … Continue reading Pricing Power, Reinvestment, and Discipline: What a 15-Year-Old Barber Can Teach Us About Investing
If you’ve been checking your SGX portfolio recently, you’d know our local bank trio—DBS, OCBC, and UOB—have been absolutely flying. DBS alone hit around $76, which is uncharted territory. Naturally, every Singaporean investor is asking the exact same question over kopi: "Is it too late to jump in? Should I take profit now, or just … Continue reading SG Banks Hit All-Time Highs: Time to Buy, Take Profit, or Just Hold On Forever?
AMD reported another impressive quarter, beating consensus estimates on both top and bottom lines while delivering solid guidance. Yet, the stock sold off by nearly 9% in after-hours trading. If you are tracking semiconductor earnings, this reaction might feel confusing. Let’s break down the underlying numbers, segment dynamics, and market mechanics driving the price action. … Continue reading AMD Earnings Recap: A Classic “Beat & Drop” or a Buying Opportunity?
When people wonder whether it is too late to begin building a portfolio at age 50, the underlying anxiety usually stems from a specific assumption: believing that a narrow 15-year window until traditional retirement is simply not enough time for compounding to work its magic. That concern is understandable on the surface, but it relies … Continue reading Is It Too Late to Start Investing at 50? (A Singapore Guide on What to Invest and What to Look Out For when You Start at 50)
I’m a firm believer in the long-term "supercycle" of artificial intelligence and semiconductor growth. However, successful investing isn't just about what you own; it’s also about when you own it. I’ve recently made the decision to trim my positions in individual tech giants, specifically Alphabet and Microsoft, two of the strongest and most value companies … Continue reading Why I Sold My Alphabet & Microsoft Shares
If you’ve been tracking the market lately, you’ve likely noticed the surge in copper stocks. While AI gets all the headlines for its software breakthroughs, it’s the physical infrastructure behind those breakthroughs that is quietly triggering one of the most compelling investment stories of the decade. We are currently witnessing a "Copper Crunch"—a structural imbalance … Continue reading The Copper Crunch: Why AI’s Secret Ingredient is a Must-Watch for Investors
Walk into any CBD hawker center during lunchtime, and you are surrounded by people who share almost identical financial profiles. They are in their mid-20s, earning a respectable starting salary of around $4,500, managing their first HDB flats, and diligently setting aside a few hundred dollars every month. On paper, they are all doing everything … Continue reading The Cost of Comfort: Why “Safe” Financial Decisions are Quietly Sabotaging Singaporean Millennials
For the last few years, investing in the U.S. stock market felt like a simple game: buy the "Magnificent Seven" and watch your portfolio crush the competition. Driven by unbridled AI optimism and fortress-like balance sheets, this elite group—Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia, and Tesla—seemed completely unstoppable. At their peak in late 2025, they … Continue reading Why Are The Mag 7 Not Magnificent Anymore?
Learning Investment With Jason Cai 