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Why This Investor Does Not Invest His CPF-OA (And When It Might Make Sense for You)

October 4, 2026October 4, 2026 by Jason Cai

When it comes to personal finance in Singapore, conventional wisdom often pushes investors to maximize returns by deploying every available dollar. For the Ordinary Account (OA) under the Central Provident Fund (CPF), which earns a baseline 2.5% per annum, many assume that leaving funds untouched is an unnecessary opportunity cost compared to what a diversified … Continue reading Why This Investor Does Not Invest His CPF-OA (And When It Might Make Sense for You)

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