If you feel like you missed the boat on early AI multi-baggers like Nvidia or Palantir, you’re not alone. Most retail investors sit on the sidelines during the initial infrastructure boom and only rush in when valuations become sky-high. However, the tech cycle isn't over—it’s simply shifting phases. While financial headlines debate whether AI capital … Continue reading If You Missed Nvidia or Palantir, Don’t Miss the Second AI Tidal Wave
With inflation, property prices, and daily living expenses steadily climbing in Singapore, achieving a truly relaxing retirement on a modest nest egg can feel like an uphill battle. While standard overseas retirement destinations like Johor Bahru, Bangkok, and Bali are top-of-mind for many Singaporeans, they come with trade-offs—such as heavily congested border checkpoints, rapidly inflating … Continue reading Retiring in Vietnam: Is Ho Chi Minh City the Hidden Gem for Singaporeans? How Much does it Cost to Live in Vietnam?
The Singapore Savings Bond (SSB) yield curve has reversed its recent downward trend. The current issuance (SBSEP26 / GX26090V) offers a 10-year average return of 2.25% p.a., up significantly from the 2.06% p.a. offered in the August tranche. Whether you are looking to park emergency cash or deploy Supplementary Retirement Scheme (SRS) funds safely, here … Continue reading Singapore Savings Bonds Rebound to 2.25%: Should You Apply or Wait?
Inflation and high living costs in Singapore continue to be a top concern for many of us. Other than trying to earn more through investing or side hustles, watching our monthly expenses and finding ways to cut unnecessary spendings is crucial so we always have extra money to spend or use to invest to compound … Continue reading 10 Ways To Save Money To Help You Fight Inflation & Rising Costs Of Living
When we talk about financial independence, we spend almost all our time obsessing over the mechanics: asset allocation, withdrawal rates, and Monte Carlo simulations. But hitting your numbers is only half the battle. The human side of early retirement—how you handle your time, health, and relationships—is where the real challenge lies. In a reflective piece … Continue reading 8 Hard-Won Retirement Lessons from a 57-Year-Old Retiree to His 40-Year-Old Self
When analysing high-performing stocks or evaluating market opportunities, we often immerse ourselves in earnings reports, balance sheets, and macroeconomic trends. But every so often, the fundamental principles of business and wealth creation show up in the most unexpected places. A recent video by CNA Insider featured Keanu, a 15-year-old student who transformed a terrible $10 … Continue reading Pricing Power, Reinvestment, and Discipline: What a 15-Year-Old Barber Can Teach Us About Investing
Imagine generating S$100,000 every single month in passive rental income before turning 30. For Christian Oh, Co-founder of JNA Real Estate, this isn't a clickbait headline—it's his reality. His portfolio spans nine residential and commercial properties across Singapore, including an HDB kopitiam (coffee shop) in Ang Mo Kio. However, Christian’s journey didn’t start with a … Continue reading From a Failed First Investment to S$100,000/Month in Passive Income: How Christian Oh Built a 9-Property Portfolio by Age 30
If you’ve been checking your SGX portfolio recently, you’d know our local bank trio—DBS, OCBC, and UOB—have been absolutely flying. DBS alone hit around $76, which is uncharted territory. Naturally, every Singaporean investor is asking the exact same question over kopi: "Is it too late to jump in? Should I take profit now, or just … Continue reading SG Banks Hit All-Time Highs: Time to Buy, Take Profit, or Just Hold On Forever?
My own definition of FIRE (Financial Independence Retire Early) is to retire by the age of 55. I have never planned to work till 65 and beyond, like my parents, who are still working in their 70s! So, to me, 55 is sweet spot, because I will still be 10 years ahead based on the … Continue reading I Am 44 Now, I Plan To Retire When I Reach 55, Here Is My Retirement Plan (With Numbers)
High options premiums on volatile tech stocks offer one of the most asymmetric income opportunities in the market today—if you structure your risk properly. In this post, I’ll break down how I deployed USD $58,000 in capital into Advanced Micro Devices (NASDAQ: AMD) using cash-secured puts to generate a 23.8% yield ($13,804 net cash profit) … Continue reading How I Generated a 23.8% Return on AMD Using Cash-Secured Puts ($58K Capital)
Learning Investment With Jason Cai 