Inflation and high living costs in Singapore continue to be a top concern for many of us. Other than trying to earn more through investing or side hustles, watching our monthly expenses and finding ways to cut budget leaks is crucial so we always have extra capital to compound in our stock portfolios. Here is … Continue reading 10 Ways To Save Money To Help You Fight Inflation & Rising Costs Of Living
When we talk about financial independence, we spend almost all our time obsessing over the mechanics: asset allocation, withdrawal rates, and Monte Carlo simulations. But hitting your numbers is only half the battle. The human side of early retirement—how you handle your time, health, and relationships—is where the real challenge lies. In a reflective piece … Continue reading 8 Hard-Won Retirement Lessons from a 57-Year-Old Retiree to His 40-Year-Old Self
When analysing high-performing stocks or evaluating market opportunities, we often immerse ourselves in earnings reports, balance sheets, and macroeconomic trends. But every so often, the fundamental principles of business and wealth creation show up in the most unexpected places. A recent video by CNA Insider featured Keanu, a 15-year-old student who transformed a terrible $10 … Continue reading Pricing Power, Reinvestment, and Discipline: What a 15-Year-Old Barber Can Teach Us About Investing
Imagine generating S$100,000 every single month in passive rental income before turning 30. For Christian Oh, Co-founder of JNA Real Estate, this isn't a clickbait headline—it's his reality. His portfolio spans nine residential and commercial properties across Singapore, including an HDB kopitiam (coffee shop) in Ang Mo Kio. However, Christian’s journey didn’t start with a … Continue reading From a Failed First Investment to S$100,000/Month in Passive Income: How Christian Oh Built a 9-Property Portfolio by Age 30
If you’ve been checking your SGX portfolio recently, you’d know our local bank trio—DBS, OCBC, and UOB—have been absolutely flying. DBS alone hit around $76, which is uncharted territory. Naturally, every Singaporean investor is asking the exact same question over kopi: "Is it too late to jump in? Should I take profit now, or just … Continue reading SG Banks Hit All-Time Highs: Time to Buy, Take Profit, or Just Hold On Forever?
My own definition of FIRE (Financial Independence Retire Early) is to retire by the age of 55. I have never planned to work till 65 and beyond, like my parents, who are still working in their 70s! So, to me, 55 is sweet spot, because I will still be 10 years ahead based on the … Continue reading I Am 44 Now, I Plan To Retire When I Reach 55, Here Is My Retirement Plan (With Numbers)
High options premiums on volatile tech stocks offer one of the most asymmetric income opportunities in the market today—if you structure your risk properly. In this post, I’ll break down how I deployed USD $58,000 in capital into Advanced Micro Devices (NASDAQ: AMD) using cash-secured puts to generate a 23.8% yield ($13,804 net cash profit) … Continue reading How I Generated a 23.8% Return on AMD Using Cash-Secured Puts ($58K Capital)
AMD reported another impressive quarter, beating consensus estimates on both top and bottom lines while delivering solid guidance. Yet, the stock sold off by nearly 9% in after-hours trading. If you are tracking semiconductor earnings, this reaction might feel confusing. Let’s break down the underlying numbers, segment dynamics, and market mechanics driving the price action. … Continue reading AMD Earnings Recap: A Classic “Beat & Drop” or a Buying Opportunity?
June and July were solid months of consistent gains, allowing me to build steady income through a mix of share trading and options strategies while continuing to grow my overall portfolio capital. 📊 Performance Overview (USD) MetricJune 2026July 2026Combined (Jun & Jul)Options P/L (Monthly)$0.00$1,101.00$1,101.00Shares Trade P/L$1,609.24$64.66$1,673.90Total Monthly Earnings$1,609.24$1,165.66$2,774.90Total Capital (End of Month)$84,982.22$86,591.46+$5,169.98 (vs May)Monthly Yield1.89%1.27%— … Continue reading Monthly Trading Review: June & July 2026 Trading Results (USD) 📈
Retiring early is often associated with high-paying tech jobs, lucrative stock portfolios, or multi-million-dollar windfalls. However, Singaporean Colin took a completely different approach. He didn’t retire early because he became rich; he retired at 35 because he lost his job and was completely prepared for his paycheck to disappear. 1. The Fear of Sudden Retrenchment … Continue reading How This Singaporean Retired at 35 Without Getting Rich
Learning Investment With Jason Cai 