Financial literacy is very important and it transform lives. Some people are high-income earners but they are also high spenders and splurge all their income away. Some people work hard but put all their money in banks and their savings lose value over time

Financial literacy is rarely taught in school and instead, we are conditioned to work hard, get good qualifications and then find a good job that pays well. And when we pin too much hope on our qualifications and job, it makes us feel trapped, especially when we do not enjoy what we do at our jobs. Learning financial literacy and how to invest your money to get higher returns and possibly build a sideline or passive income can help you take the pressure off the need to sorely depend on only one source of income.

In this blog, I wish to share with you all the useful information that I have learned previously and still learning in my own investment journey. This blog will benefit people who are keen to make their money work harder for them or for friends to possibly create new financial pathways that can help them retire earlier. It is also useful for youth to understand financial literacy earlier so that they can start investing at an earlier age, which can motivate them to start saving more for their future investment and hopefully spending less on things that do not add value to their lives.

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Quotes to Inspire You

If you are born poor, it’s not your mistake. But if you die poor, it is your mistake.

Bill Gates

An investment in knowledge always pays the best interest.

Benjamin Franklin

The best investment you can make, is an investment in yourself. The more you learn, the more you’ll earn.

Warren Buffet