Retiring early is often associated with high-paying tech jobs, lucrative stock portfolios, or multi-million-dollar windfalls. However, Singaporean Colin took a completely different approach. He didn’t retire early because he became rich; he retired at 35 because he lost his job and was completely prepared for his paycheck to disappear. 1. The Fear of Sudden Retrenchment … Continue reading How This Singaporean Retired at 35 Without Getting Rich
Many beginner investors spend too much time searching for "the next big stock" like Nvidia or Palantir without building a proper strategy. However, investing is a repeatable skill that requires long-term discipline and solid foundations rather than pure luck or market timing. If you had to start your portfolio from scratch in 2026, here is … Continue reading How to Start Investing in 2026: A Step-by-Step Game Plan
The narrative surrounding Artificial Intelligence is compelling: we are at the dawn of a fundamental technological paradigm shift comparable to the advent of the internet or the mobile computing revolution. For retail investors looking to capture this secular trend without placing risky bets on unproven individual AI startups, the immediate instinct is often to buy … Continue reading Is QQQ a “Safe Bet” for the AI Revolution? Risks, Rewards, and Opportunity Cost Analyzed
Bitcoin has once again reminded investors of its defining trait: unforgiving volatility. After hitting an all-time high above $126,000 in October 2025, Bitcoin experienced a sharp contraction, pulling back roughly 50% to hover around the $60,000–$65,000 range. For seasoned crypto veterans, a 50% drawdown in a post-peak cycle is familiar territory. But for those who … Continue reading Decoding the Bitcoin Drawdown: Why BTC Dropped 50% and How to Approach Accumulation
On paper, Alphabet's latest quarter looked like an absolute masterclass in execution. A complete "triple beat"—topping revenue, net income, and forward guidance across the board. Yet, within hours of the release, Alphabet’s stock plunged ~7%, wiping out tens of billions in market value overnight. How does the world's most lucrative cash-printing engine deliver record-breaking numbers … Continue reading Why “Flawless” Earnings Couldn’t Save Alphabet: The AI Arms Race Trap
Few stock market debuts in modern history generated as much hype as Space Exploration Technologies Corp. (ticker: SPCX). When Elon Musk’s aerospace, satellite, and AI powerhouse went public on June 12, 2026, it smashed historic records by raising $86 billion in the world’s largest initial public offering. However, what began as a stratospheric launch quickly … Continue reading The Great Gravity Check: SpaceX Has Crashed 49% From Its Peak—Is It a Buy Now?
The US stock market closed out a volatile week with mixed performance. While major indices attempted to stabilize, mounting concerns over massive AI capital expenditures, shifting interest rate expectations, and escalating geopolitical friction in the Middle East continued to weigh on investor sentiment. 1. Market Overview & Semiconductor De-Leveraging Index Performance: Overall market breadth was … Continue reading US Market Recap: AI Hardware Bloodbath, Geopolitical Friction & Sector Rotations
It has been an interesting year for my opitons trading portfolio. If you’ve been following my monthly updates, you’ll notice that my options trading income has stayed relatively flat for most of 2026. That is largely by design—I’ve shifted a significant portion of my focus and capital toward direct shares trading. However, as my core … Continue reading Aiming for a USD1.86k (S$2.4k) Monthly Sideline Income: My Latest Covered Call and Sell Put Strategy on Palantir, Robinhood, and AMD
When people wonder whether it is too late to begin building a portfolio at age 50, the underlying anxiety usually stems from a specific assumption: believing that a narrow 15-year window until traditional retirement is simply not enough time for compounding to work its magic. That concern is understandable on the surface, but it relies … Continue reading Is It Too Late to Start Investing at 50? (A Singapore Guide on What to Invest and What to Look Out For when You Start at 50)
I’m a firm believer in the long-term "supercycle" of artificial intelligence and semiconductor growth. However, successful investing isn't just about what you own; it’s also about when you own it. I’ve recently made the decision to trim my positions in individual tech giants, specifically Alphabet and Microsoft, two of the strongest and most value companies … Continue reading Why I Sold My Alphabet & Microsoft Shares
Learning Investment With Jason Cai 