How Much Is Enough For Retirement Or Emergency Funds? | How I Calculate My Monthly Expenses

Many people like to set a target of 1M dollars as the amount they need for retirement without actually confirming if it is too much or too little. If your expenses add up to $20,000 a month because you are living in a landed property with 2 posh cars, then 1M is probably going to … Continue reading How Much Is Enough For Retirement Or Emergency Funds? | How I Calculate My Monthly Expenses

10 Ways To Save Money To Help You Fight Inflation & Rising Costs Of Living

Inflation is making many essential items expensive and resulting in a higher cost of living. Other than trying to earn more money to cope with the rising costs, it is also important that we watch our expenses and find ways to spend less, and save more so that we will always have more each month. … Continue reading 10 Ways To Save Money To Help You Fight Inflation & Rising Costs Of Living

[July 22 Trading Review] Trades, Profits & Losses For July 2022

The stock market rallied strongly in the month of July, S&P 500 was up 8.10% while the tech-heavy Nasdaq was up almost 12%. My portfolio unrealized loss also dropped from the record 648k to 573k. Despite the negative news of record high 9.1% CPI data, Federal Reserves increasing the interest rate by 75 basis points … Continue reading [July 22 Trading Review] Trades, Profits & Losses For July 2022

How A Poor Kid Got To A 1M Investment Portfolio | Tips & Principles Of Building Wealth

This is not a rags-to-riches story but I hope to share my journey of getting to a million dollars investment portfolio and may you find some of the tips useful or inspiring to start working towards this target. I have a confession to make first. At this time of writing, my portfolio value is down … Continue reading How A Poor Kid Got To A 1M Investment Portfolio | Tips & Principles Of Building Wealth

Happy 10 Years Of Investing | 348k (Realised) Profit, 635k (Unrealized) Loss & 10 Lessons Learnt

This post is about a recap of the first 10 years of my investing journey, the profits I made, the losses I have incurred, and the lessons I have learned during this decade-long journey. I hope that the mistakes that I have made and the lessons that I have learned can help fellow investors, especially … Continue reading Happy 10 Years Of Investing | 348k (Realised) Profit, 635k (Unrealized) Loss & 10 Lessons Learnt

4 Reasons Why I Think Inflation Will Be Under Control

Inflation is the hot topic of 2022 as it is the main culprit behind the US stock market going into bearish territory. With inflation comes rising interest rates implemented by the Federal Reserves to try to curb inflation. The interest rate hikes resulted in companies incurring more debt when taking loans, which hurt their profit … Continue reading 4 Reasons Why I Think Inflation Will Be Under Control

Here’s Why You Should Always Verify What Your Insurance Agent Told You

Most of us have this trusted insurance agent whom we met at a certain stage of our life. They double up as our financial planners who can help us grow our wealth through the different saving/ investment-linked plans offered by their companies. Despite keeping the leap of faith that these financial planners will have your … Continue reading Here’s Why You Should Always Verify What Your Insurance Agent Told You

Singapore Best Finance YouTubers (Updated On 27 June 2022)

Singapore is well known to be a financial hub but there are also quite a number of talented Finance YouTubers from Singapore. In this post, I would like to share some of my favourite YouTubers who are from Singapore and to showcase their awesome channels, where I have learned so much about financial education in … Continue reading Singapore Best Finance YouTubers (Updated On 27 June 2022)

Sasha Yashin: “Chicken Genius Is Wrong And He Is A Scammer”

Recently, a popular Russian financial YouTuber (74k subscribers) by the name Sasha Yanshin, made 2 videos attacking another popular YouTuber, Chicken Genius Singapore, accusing him of giving dangerous financial advice and being a scammer who tried to sell people get-rich-quick options courses. I think no matter which side we are on or who we think … Continue reading Sasha Yashin: “Chicken Genius Is Wrong And He Is A Scammer”

If You Are Feeling Depressed From Losing Lots Of Money In The Stock Market, Here’s An Article For You

After sharing the article about my 618k unrealised loss, some folks asked me, how can I sleep well and eat well, when I am losing this amount of money that can buy me a 4-room HDB flat in many estates in Singapore? So, in this article, I wish to share some perspectives on how I … Continue reading If You Are Feeling Depressed From Losing Lots Of Money In The Stock Market, Here’s An Article For You