When it comes to retirement planning in Singapore, the tools we have are powerful—if you know how to sequence them correctly. Recently, I’ve been getting some questions from readers about how I’m structuring my own nest egg, so today I want to break down exactly why I chose to top up around $15,000 (hitting the … Continue reading Why I’m Maxing Out My SRS with $15k This Year (And My 3-Stage Retirement Blueprint)
Tag: how to invest for newbies
Wars Are Good Buying Opportunities But Be Careful | What I Am Planning To Do During This Market Correction
We’ve all heard that markets rally once the first shots are fired because "uncertainty" becomes "certainty." But we have to look at the 2022 Russia-Ukraine Bear Market as a warning. The S&P 500 didn't just dip and rip; it slid nearly 20% over the course of the year. What Happened In 2022 And How It … Continue reading Wars Are Good Buying Opportunities But Be Careful | What I Am Planning To Do During This Market Correction
Is Micron The New Nvidia?
For the better part of three years, the AI narrative has been synonymous with Nvidia (NASDAQ: NVDA). Their GPU roadmap—stretching from the current Hopper and Blackwell architectures to the anticipated Rubin series—has provided the essential scaffolding for the generative AI boom. However, the spotlight is broadening. Micron Technology (NASDAQ: MU) has recently emerged as a … Continue reading Is Micron The New Nvidia?
Explosive Stock In Second Half of 2026 *New Initiative For Patreon Members*
I have started a new initiative for my Patreon members in 2026. It will contain the most valuable info that I have gathered from various reputable sources, mostly paid subscriptions, that would greatly increase the odds of profitability in trading / investing in the US stock market. If you want to trade the US market … Continue reading Explosive Stock In Second Half of 2026 *New Initiative For Patreon Members*
Year 2025 In Review: Losing USD 400k, Gaining USD 24k
2025 started quite well for me. I was up S$15k just before the fateful day of 12 Feb 2026, where all my positions were liquidated due to a failed BULL PUT Spread, causing me to realise USD400k of losses. I took a break in the second half of February and March before restarting my portfolio … Continue reading Year 2025 In Review: Losing USD 400k, Gaining USD 24k
10 Oct 25 (+USD4.25k) Vs. 5 Aug 24 (-USD38k)
On one of the biggest single-day plunges of the US stock market since liberation day on April 25, I registered one of my highest single-day gains (USD4.256k) by exiting some of my profitable positions in my trading portfolio. [10 Oct 25] +USD4.256k Profits, Take Profits on Shares and Options Positions This is in stark contrast … Continue reading 10 Oct 25 (+USD4.25k) Vs. 5 Aug 24 (-USD38k)
Trading Account Up 24.7% Since April 2025
I restarted in April 2025 after all my positions (shares, options) were liquidated by IBKR when I did not respond to a margin call, resulting in a USD400k realised loss. I started with only S$2.7k but later topped up to S$60.5k on May 25. Since then, the portfolio has grown to S$75.5k, without any additional … Continue reading Trading Account Up 24.7% Since April 2025
Update On My Dividend Portfolio
One of my biggest mistakes in my investing journey was to sell and take profits on my SG bank stocks in 2022, in particular, DBS bank shares. I had accumulated them during the 2020 Covid crash, and my average price for DBS was around USD 20. That would have yielded more than a 10% return … Continue reading Update On My Dividend Portfolio
SSB Update (150k/200k Completed)
This is an update to my Singapore Savings Bond (SSB) portfolio. My final application of S$15,000 for July 25 SSB was granted, and I now own a total of S$150,000 worth of SSB. This sum of money will act as my emergency fund while generating monthly passive income for me over the next 10 years, … Continue reading SSB Update (150k/200k Completed)
SSB Update (135k/200k Completed) + Changes To SSB Master Plan | Target S$500 Monthly Passive Income
My plan to max out the Singapore Savings Bond (SSB) limit of S$200k revolves around a couple of reasons; firstly is to have the cash reserves that I can tap on for contingency purpose and secondly, to have a very safe asset class for investment that can give me monthly passive income (target $500) using … Continue reading SSB Update (135k/200k Completed) + Changes To SSB Master Plan | Target S$500 Monthly Passive Income
Learning Investment With Jason Cai 