If You Are Thinking of Deferring CPF Life Payout to Age 70, You Need 14.3 Years to Break Even On The Total Payout Received

Many of us may be aware that if we delay out CPF Life payout from 65 to 70, we enjoy a greater payout amount (35% more) when we withdraw at 70. This is due to more interest earned on the principal FRS (Full Retirement Sum) amount from 65 to 70. However, not many people are … Continue reading If You Are Thinking of Deferring CPF Life Payout to Age 70, You Need 14.3 Years to Break Even On The Total Payout Received

Why I’m Maxing Out My SRS with $15k This Year (And My 3-Stage Retirement Blueprint)

When it comes to retirement planning in Singapore, the tools we have are powerful—if you know how to sequence them correctly. Recently, I’ve been getting some questions from readers about how I’m structuring my own nest egg, so today I want to break down exactly why I chose to top up around $15,000 (hitting the … Continue reading Why I’m Maxing Out My SRS with $15k This Year (And My 3-Stage Retirement Blueprint)

How to Achieve $7,000 Per Month in Passive Income From CPF?

There was a recent article in The Straits Times that caught many Singaporeans' attention: a 71-year-old retiree named Janet is receiving a massive $4,600 monthly payout from CPF. But it gets even crazier—when you factor in her OA and MA interest, her total annual retirement income hits roughly $85,000, or about $7,000 a month. Having … Continue reading How to Achieve $7,000 Per Month in Passive Income From CPF?

I Sold 15k Of Singapore Savings Bond To Raise Capital To Buy The Dip

In my last post, I shared about how the volatility coming out of the Middle East can be a good opportunity. Today, I’m putting my money where my mouth is. What Is Happening? The Asian stock markets are currently experiencing significant volatility, largely driven by a sharp escalation in geopolitical tensions. As of March 5, … Continue reading I Sold 15k Of Singapore Savings Bond To Raise Capital To Buy The Dip

Wars Are Good Buying Opportunities But Be Careful | What I Am Planning To Do During This Market Correction

We’ve all heard that markets rally once the first shots are fired because "uncertainty" becomes "certainty." But we have to look at the 2022 Russia-Ukraine Bear Market as a warning. The S&P 500 didn't just dip and rip; it slid nearly 20% over the course of the year. What Happened In 2022 And How It … Continue reading Wars Are Good Buying Opportunities But Be Careful | What I Am Planning To Do During This Market Correction