November was the month that the US stock market started to correct, with a huge dip happening after Nvidia’s earnings. While the indexes (S&P, Nasdaq) managed to recover after the dip, many stocks were still far away from their 52-week high.

My profits for November 25 came mainly from taking profits on the shares that I trimmed in my portfolio. These stocks include SNDK, Alphabet, Micron and Nvidia.

I am thankful for the small gain, though it may not be as much as some of my previous months. A small gain is still a gain and I am grateful for that extra money (S$1.7k) coming in to supplement my single income.

With the latest gains, my portfolio has returned about 42.6% in the last 7 months and my trading capital grew from an initial S$60.6k to the present S$86.3k, due to the $25.8k profits that I have made since I rebuilt my portfolio is April this year (2025).

I added a further $13.5k from my reserves into this trading portfolio to make it a S$100k portfolio and the allocation of funds in the various asset classes is as follow:

My total investment portfolio stands at around $276k and more than 50% of my capital is inside the ultra safe bonds (SSB) that has both capital and interest guarantees. A further 7% is allocated into safe dividend stocks (DBS, UOB, CFA) for passive income.

The capital for my dividend portfolio current stands at around S$20k and my plan is for it to grow to S$100k in the future. At steady state, I would like to have the following capital allocations for my 3 investing buckets. I have already achieved the target for 2 of the buckets, SSB & Growth stocks (includes trading). So, my focus in 2026 will be to build up my dividend dividend stock portfolio.

I hope this sharing has been useful and feel free to email me or comment if you have any further queries. You can also follow me on Patreon to get notified on my trades on the same day that I execute them (link below)
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