If you are new or curious about Supplementary Retirement Account (SRS), and how it can help in your retirement and achieve significant savings while you are still working, this post may help you. First up, this video sums up what SRS is all about: https://www.youtube.com/watch?v=sFJM3kYxUG0 If you have no time to watch the video, here … Continue reading Everything You Need To Know About Supplementary Retirement Account (SRS); How It Works, Tax Relief And Withdrawal Strategies
Tag: financial literacy
Warren Buffet Is Right Again… But Should You Chase Oil Stocks Now?
When the whole world starts to doubt the greatest investor, Warren Buffet, after he started buying Occidental Petroleum (OXY) shares in the last few years, he again proved the naysayers wrong this time round. Occidental Petroleum (OXY) remains a standout performer in Berkshire Hathaway’s portfolio, climbing over 43% year-to-date. This surge is largely driven by … Continue reading Warren Buffet Is Right Again… But Should You Chase Oil Stocks Now?
Why I’m Maxing Out My SRS with $15k This Year (And My 3-Stage Retirement Blueprint)
When it comes to retirement planning in Singapore, the tools we have are powerful—if you know how to sequence them correctly. Recently, I’ve been getting some questions from readers about how I’m structuring my own nest egg, so today I want to break down exactly why I chose to top up around $15,000 (hitting the … Continue reading Why I’m Maxing Out My SRS with $15k This Year (And My 3-Stage Retirement Blueprint)
How to Achieve $7,000 Per Month in Passive Income From CPF?
There was a recent article in The Straits Times that caught many Singaporeans' attention: a 71-year-old retiree named Janet is receiving a massive $4,600 monthly payout from CPF. But it gets even crazier—when you factor in her OA and MA interest, her total annual retirement income hits roughly $85,000, or about $7,000 a month. Having … Continue reading How to Achieve $7,000 Per Month in Passive Income From CPF?
Wars Are Good Buying Opportunities But Be Careful | What I Am Planning To Do During This Market Correction
We’ve all heard that markets rally once the first shots are fired because "uncertainty" becomes "certainty." But we have to look at the 2022 Russia-Ukraine Bear Market as a warning. The S&P 500 didn't just dip and rip; it slid nearly 20% over the course of the year. What Happened In 2022 And How It … Continue reading Wars Are Good Buying Opportunities But Be Careful | What I Am Planning To Do During This Market Correction
Why I Choose Carlite Over Getgo Car Sharing For Greater Savings?
For a long time, I was a dedicated GetGo user as the convenience was hard to beat as I loved that many Getgo cars are in good and clean conditions. I also wrote an article comparing Getgo vs. BlueSG:Car Rental Companies Review: Getgo Vs. BlueSG However, I was involved in a car accident last year and … Continue reading Why I Choose Carlite Over Getgo Car Sharing For Greater Savings?
Why I Am Buying More Alphabet (Google) Shares?
I currently own 10 Alphabet (GOOGL) shares, which makes up 6% of my US Stock Portfolio, and I will be keen to add on more Alphabet shares when there are buy-the-dip opportunities in future, probably when share price drops below USD300. I was initially quite skeptical of how Alphabet's future last year as I thought … Continue reading Why I Am Buying More Alphabet (Google) Shares?
Explosive Stock In Second Half of 2026 *New Initiative For Patreon Members*
I have started a new initiative for my Patreon members in 2026. It will contain the most valuable info that I have gathered from various reputable sources, mostly paid subscriptions, that would greatly increase the odds of profitability in trading / investing in the US stock market. If you want to trade the US market … Continue reading Explosive Stock In Second Half of 2026 *New Initiative For Patreon Members*
Year 2025 In Review: Losing USD 400k, Gaining USD 24k
2025 started quite well for me. I was up S$15k just before the fateful day of 12 Feb 2026, where all my positions were liquidated due to a failed BULL PUT Spread, causing me to realise USD400k of losses. I took a break in the second half of February and March before restarting my portfolio … Continue reading Year 2025 In Review: Losing USD 400k, Gaining USD 24k
Trading Account Up 24.7% Since April 2025
I restarted in April 2025 after all my positions (shares, options) were liquidated by IBKR when I did not respond to a margin call, resulting in a USD400k realised loss. I started with only S$2.7k but later topped up to S$60.5k on May 25. Since then, the portfolio has grown to S$75.5k, without any additional … Continue reading Trading Account Up 24.7% Since April 2025
Learning Investment With Jason Cai 