How To Earn Extra Money? 10 Ways To Earn Extra Money (By Kelvin)

If you are looking to earn some extra cash to supplement your household income, to build your emergency funds or to raise more cash for your investment, here are 10 tips by Financial YouTuber Kelvin that may be useful to you.

If you do not have time or opportunity to watch the video, here are the 10 ways summarised for you:

  1. Surveys
    The popular survey sites are Milieu, YouGov and Opinion World. They are usually created by brands or companies trying to find out customers’ preferences. Each of the survey takes around 5 to 15 minutes and will reward you with points, which can then be exchanged with cash or vouchers.
  2. Freelance jobs
    You can look for freelance jobs at Fiverr, Upwork and Freelancer. The benefit is that you can work at these jobs without having to leave your house.
  3. Online tutoring
    If you like teaching, you can do online tutoring. The websites are Tenopy, Smiletutor, Teach n Learn. You can also offer your tutoring services in Carousell. Each job can easily let you earn from $10+ to $100+ per hour. Another popular tutoring app is Snapask, where you can earn money by answering questions.
  4. Food delivery
    Food delivery is very popular in Singapore. There are Foodpanda, Grabfood and Deliveroo. You can earn around $15 per hour on average. The upside is that you will earn a steady income. But the downside is that you will be working in very tough weathers and may even get into accidents.
  5. Influencer promotion
    If you have a few hundred followers on Instagram or Facebook, you can promote campaigns to earn money. Check out Partipost, Narrators, StarNgage and Sample Store. You can easily earn a few $10 dollars by helping to promote.
  6. Website and app testing
    Check our UserTesting, where you can get paid to help test websites and apps’ usability. They will pay you about $10 for every 20 minute test, and $30 to $120 for live interviews.
  7. Signup rewards
    Many finance related platforms will pay you money to sign up, like Tiger Brokers, moomoo etc. If your friend has a referral link, do use theirs as they would be rewarded too.
    My Interactive Broker referral link:
  8. Credit card signup rewards
    You can get free stuff when you sign up for credit cards and pay using the card. The rewards are usually worth a few hundred dollars. Do take note that first year’s annual fee is generally waived off. But if you don’t really use the card, best to cut it, otherwise they will charge you on 2nd year onwards. Whenever you sign up for a card, your credit score will drop a bit, which may affect you getting a loan when buying a house or car. Once you cancel the card, you won’t qualify for free gifts if you sign up again within 12 months.
  9. Flipping free items
    There are many free items on Carousell and Facebook groups. You can just flip them for a small profit.
  10. Crypto interest
    Instead of keeping your cash in the bank, you can convert it into stablecoins like USDC or DAI, then store at high interest crypto accounts like Hodlnaut or Celsius to earn a high interest.


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